Home loans sorted properly
From your first home in Brisbane to refinancing, investment property and SMSF lending
What we do
Finance tailored to your life — and your next move
Whether it's your first home, your tenth investment, or unlocking equity to buy a commercial property through your SMSF, we structure the right loan with the right lender and walk you through every step.
First Home Loans
Brand new to loans and brokers? We translate the jargon, line up grants and concessions, and get you pre-approved with confidence — before you start house-hunting.
Refinancing & Rate Reviews
Stuck on a rate that no longer makes sense? We renegotiate with your current bank or move you to a sharper lender — often freeing up serious monthly cash flow.
Investment Property Loans
Structured for tax efficiency and long-term portfolio growth. We model repayments, equity release and serviceability so the next purchase actually stacks up.
SMSF Property Finance
Buying property through your self-managed super fund is complex — we work alongside your accountant and specialist lenders like Bluestone to make settlement hassle-free.
Commercial & Business Lending
From your first commercial premises to refinancing for working capital, we source funding from commercial lenders who actually understand your industry.
Construction & Renovation Loans
Building a new home or extending the one you've got? We structure progress-payment loans that keep the builder paid and the bank off your back.
The SW Brokerage way
We're good with numbers. We're better with people.
SW Brokerage is a Milton-based brokerage built on old-school values — pick up the phone, explain things in plain English, and stay in the corner of the client long after the loan settles. Mitch, Mick, Barry, Leah and the team have helped hundreds of Brisbane families and business owners buy, refinance and invest with confidence. We're not a call centre, not a franchise, and not aligned to a single bank — which means the advice you get is genuinely yours.
- Independent — access to 40+ residential, commercial and SMSF lenders
- Locally owned and operated from Milton, Brisbane
- Ongoing rate reviews and check-ins, not just a one-off transaction
- Direct line to your broker — no receptionist gatekeeping
Real Brisbane clients
315 five-star reviews and counting
“Mitch was absolutely outstanding throughout the purchase of my new property at Maroochydore. From start to finish, he made what could have been a stressful process feel smooth, straightforward and completely manageable. His communication was exceptional and nothing was ever too much trouble.”
“I refinanced my home to secure a commercial property and the process was seamless. They took the time to understand my goals and presented tailored options that aligned with both my personal and business objectives. SW Brokerage truly went above and beyond to get me the best deal.”
“Barry and Mick helped us reduce our home loan rate and create more cash flow, which has made a huge difference. We also purchased an investment property through our SMSF and their guidance was invaluable. The old-school values they bring to their work are what we loved the most.”
Common questions
Everything you wanted to ask a broker but didn't
How much does it cost to use SW Brokerage?
Nothing. We're paid a commission by the lender once your loan settles, so our service is free to you. The commission is the same whether you go direct to the bank or through us — except with us, you get access to 40+ lenders and someone in your corner.
I'm a first home buyer and have no idea where to start. Can you help?
Absolutely — this is where we shine. We'll walk you through borrowing capacity, deposit options, government grants and concessions, pre-approval and the offer process. You'll never feel lost or like you're missing something.
Can you really get a better rate than my bank?
Usually, yes. Banks rarely volunteer their sharpest pricing to existing customers. We benchmark your current loan against 40+ lenders and either negotiate your existing bank down or move you somewhere better — often saving thousands a year.
Do you handle SMSF and investment property loans?
Yes — it's one of our specialities. We work alongside your accountant, source specialist SMSF lenders, and structure your portfolio so each new purchase still services. Plenty of Brisbane investors use us for exactly this.
What happens after settlement — do I hear from you again?
Yes. We check in periodically to review your rate, structure and lender, and we're a phone call away whenever life changes — new job, new baby, next property. Most of our clients stay with us for the long haul.
Start your finance journey here
Have a quick chat with a real broker — no obligation.
Tell us what you're trying to do. We'll tell you straight whether it stacks up, what it'll cost, and what the smartest next move is.
Get in touch
Speak to a Milton broker today
Call us, request a callback, or drop into the Milton office. Same-day responses on weekdays — and yes, a real broker will pick up.
- +61 1300 792 929
- Milton QLD 4064
| Mon–Fri | 8:30am – 5:30pm |
| Saturday | By appointment |
| Sunday | Closed |